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Play the 5 minute forclosure radio interview MP3
Play the 10 minute foreclosure interview MP3
Defeat Foreclosure Description
Foreclosure is a very scary word. It carries with it a public stigma that includes embarrassment, personal failure and the threat of a lasting negative impact that affects your credit rating, future real estate purchases, even the ability to rent an apartment.
Foreclosures are at a 30-year high brought on by interest-only loans, no or low down payments, adjustable rate mortgages and a sagging real estate market. Greed and over-inflated prices drove lenders to bait borrowers with loans they simply could not afford to repay.
The old saying What goes up must come down applies to a soaring real estate market that was sometimes unrealistically over-priced. As sellers continued to get their inflated prices and much more, many homes sold with multiple offers that bid the home prices upusually to an artificially high level. Consequently, we are having a sharp downward readjustment of prices that may last for the next few years. As an example, it is estimated that 12% of Californians will sell their homes at a loss in 2008, up from the 2.5% in 2007. Nationwide the trend is evident.
This valuable tool that will teach you what you need to know to save your house, and your credit. Well also show you how to protect yourself from fraudulent foreclosure schemes. Don't allow yourself to be a victim! Stop Foreclosure! This new eBook by California-based realtor William Dorich and attorney Merle Horwitz can help guide anyone through the foreclosure maze. Written in easy to understand language, Stop Foreclosures will teach you important real estate and legal terminology and show you how to how to defend your legal rights.
If you are presently in foreclosure, or headed in that direction, be assured that you are not alone. Thousands of people every day will find themselves in this situationmany times not of their own making, but due to ill-informed buying decisions and possible immoral dealings of unscrupulous mortgage brokers. The purpose of this book is to help educate anyone who may be facing this situation and to help them take action to Defeat Foreclosure.
About the Authors:
William Dorich has lived and worked in Westwood, California for more than 30 years. His early training was at Art Center College of Design in photography and journalism at UCLA. His career includes ten years as regional sales manager for two major west coast printing companies prior to founding his publishing firm in 1985, GM Books. William enjoyed ten successful years in Beverly Hills and Westwood area real estate before he and his wife Anita, both Realtors, joined Keller-Williams Realty in Beverly Hills in 2004. Their long-standing residence and business ownership in the community has made them extremely knowledgeable about local property activities throughout Los Angeles. William is the author of 5 books on Balkan history and music. His newest book, The Nursing Home Crisis, follows the publication of this book and reveals the positive, negative and legal aspects of placing a parent, a spouse or a loved one in a nursing home. His articles have appeared in the Wall Street Journal, International Herald Tribune, and the Washington Times, among other publications.
Merle H. Horwitz attended Hastings College of Law in San Francisco and UCLA in Los Angeles. Merle became editor of the Century City Bar News and contributed articles to various legal journals. He was also editor of the Pasadena Recorda weekly newspaper published in the 1960s and contributing editor to the State Labor News during the same period. He engaged primarily in trial work representing at times various motion picture celebrities in domestic related cases. His first book was one of the Harvey Ace books, published by Knightsbridge. Merle was a member of the California Bar, the Beverly Hills Bar and the Century City Bar. He also tried cases in a half dozen other states and wrote another Harvey Ace book and when that got boring he wrote, The Great Deli Cookbookjust to see if he could. It was a great success. Merle was a pioneer in the 1970s writing one of the first books on laws regarding cohabitation. His current book, Love is Love but, Business is Business is a second edition for those planning to live together in 2008.
His forthcoming book is entitled, Judgment Hours, a fictionalized novel based on a famous entertainment court case. The book is scheduled for publication on May 1st, 2008.
Endorsements:
Timely, up to date and clear. William Dorich and Merle Horwitz nail the subject and empower the reader. If you, or anybody you know, is involved in the sub-prime mortgage crisis, buy this book. Richard Saul Wurman, Information Architect, Author and Creator of TED Conferences
Defeat Foreclosure intelligently and concisely lays out the viable options available to homeowners at risk of losing their homes. This book is a must read for the homeowner facing the prospect of foreclosure. Vince Malta, 2006 President of the California Association of Realtors
As a lender with Wells Fargo and over 18 years of experience in the home mortgage industry, I strongly recommend Defeat Foreclosure. It is a valuable tool for those potentially facing foreclosure and will help you protect yourself from less than ideal loans, and safeguard your good credit. John Borkhus, Wells Fargo, Private Mortgage Banking
Defeat Foreclosure, is an invaluable resource for anyone needing to understand the foreclosure process. Madison Offenhauser, Coastal Regional Director, Keller Williams Realty
What most impressed me is that William Dorich and Merle Horwitz pulled together a broad number of topics, all related to staving off foreclosureand compressed them into one concise book. A great resource for the layman and a good place to begin for homeowners who may not understand that they have it within their power to Defeat Foreclosure. Duane Bartsch, Esq. Bartsch & Webb Risk Management Services
